Using master and visa cards that entail charges? Halal or not?

Yes don’t get me wrong, I still think it’s wise to have a good credit profile

yes and so these types of fees, would they not be classed as haram

Ahh yes, I was told to just give it to charity. Has anyone else heard of this ?

I hear some people get credit cards and master cards just for good credit. But you can easily get good credit with your normal visa debit, but you’d have to wait for a long time.

well… let’s get a credit card and mortgage our first house and then leave it! If some scholars allow your first house on mortgage, then there might be a justification for it right? But just for that one instance.